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  • Oct 08, 2025
  • Account Management & Billing

AT&T Business Installment Agreement — Real Email Example

See a real AT&T Business Installment Agreement (with redactions). These emails confirm devices and financing but never show promotions or clearly state the Unlimited Your Way plan tier. I verify plans, credits, and pricing for every business order so your bill matches what we approved.
AT&T business installment agreement example with redacted numbers
REAL EXAMPLE

What the AT&T Installment Agreement Email Really Shows (and what it never shows)

This is a true, redacted example of the installment agreement email AT&T sends after an order is placed. These devices were ordered on MobileWiseGuy LLC’s business account.

Key point: Promotions do not appear in these installment agreement emails.
That includes trade-in promotions, “$1.99/mo” phone deals, port-in credits, and other tiered offers. If you don’t see the promo in this email, that is normal.

In this example, the promotions I qualified for were port-in promotions and tiered promotions (offers based on the type of order and eligibility). Those promos were confirmed separately and later applied as bill credits on the account.

Why you never see promotions in these emails

The installment agreement email is a financing/terms document. It’s built to show the device’s full price, the financed amount, and the monthly installment. Promotional credits are handled elsewhere (they hit the bill as credits after activation and billing).

So when someone tells me, “Curtis, I don’t see the trade-in promotion,” my answer is simple: You will not see it here.

What this email WILL show

  • Order number + the lines on the order
  • Device model + full retail price
  • Installment term (example: 36 months) + monthly installment amount
  • Generic plan/feature line items (often coded and not “human-friendly”)
  • The link to accept terms so the order can ship

What this email will NOT show

  • Trade-in promotion credits
  • “$1.99/mo” or other promotional device pricing
  • Port-in credits
  • Tiered promotions
  • A clean summary of your final monthly bill

The difference when you order through me

If I tell you a promotion is eligible and I place the order, I own that outcome end-to-end. I verify eligibility before the order is submitted, and I follow up if anything doesn’t match what I confirmed.

That’s one of the best parts about working with me: you don’t have to guess where the credits are or whether the promo “took.”

My simple process

  • You tell me: upgrade vs new line vs port-in + which promo you want.
  • I check eligibility and confirm the offer.
  • I place the order and you receive the installment agreement email.
  • You accept the terms so the order can ship.
  • I track the billing/credits and handle any inconsistencies.

Important: The AT&T email below says “PLEASE DO NOT REPLY.” That’s why you should always reply to me (not the automated AT&T message) if you have questions.

Real AT&T Email (Redacted for Privacy)

One final step and we will be ready to ship your order! Dear MOBILE WISEGUY LLC, There is one final step to complete your order and it's as easy as 1-2-3. Just accept the Retail Installment Agreement Terms & Conditions for each wireless number shown below: Order Number: 55-676000009995**** Wireless Number Device 813.312.**** Apple iPhone 15 128GB Black 813.312.**** Apple iPhone 15 128GB Black 813.408.**** Apple iPhone 15 Pro Max 256GB Black Titanium The process couldn't be easier... 1. Accept Terms & Conditions now by visiting att.com/tc. 2. Locate your order by entering a wireless number from above, plus your ZIP code. 3. Review and accept the Terms & Conditions: (a) an Electronic Delivery Consent and (b) a retail installment agreement if your device purchase will be payable in installments. As soon as we receive your acceptance, we’ll prepare your order for shipment. You’ll receive another email with tracking information. Your order summary is below. If you have any questions, please contact us at 800-331-0500. Order Summary: Mobile Number: 813.312.**** Order Type: New activation Agreements Term of Service Month-to-Month Installment Plan ID 2800****7662 Installment Payments Total Sale Price: $729.99 Down Payment: $0.00 Amount Financed: $729.99 36 installments at $20.28 per month Activation Fee or Upgrade Fee $0.00 Monthly Plan Charges Voice Plan Mobile Share with Unlimited Talk & Text, $0.00 Data Plan LLGUNLB, $0.00 Additional Features CHT, $0.00 CRT, $0.00 DB00O, $0.00 GSMUSAELA, $0.00 OFFGSM79O, $0.00 UNLMSGSO, $0.00 LLGUNLB, $0.00 LLFA75B, $75.00 Mobile Number: 813.312.**** Order Type: New activation Agreements Term of Service Month-to-Month Installment Plan ID 2800****7491 Installment Payments Total Sale Price: $729.99 Down Payment: $0.00 Amount Financed: $729.99 36 installments at $20.28 per month Activation Fee or Upgrade Fee $0.00 Monthly Plan Charges Voice Plan Mobile Share with Unlimited Talk & Text, $0.00 Data Plan LLGUNLB, $0.00 Additional Features CHT, $0.00 CRT, $0.00 DB00O, $0.00 GSMUSAELA, $0.00 OFFGSM79O, $0.00 UNLMSGSO, $0.00 LLGUNLB, $0.00 LLFA75B, $75.00 Mobile Number: 813.408.**** Order Type: New activation Agreements Term of Service Month-to-Month Installment Plan ID 2800****7670 Installment Payments Total Sale Price: $1,099.99 Down Payment: $0.00 Amount Financed: $1,099.99 36 installments at $30.56 per month Activation Fee or Upgrade Fee $0.00 Monthly Plan Charges Voice Plan Mobile Share with Unlimited Talk & Text, $0.00 Data Plan LLGUNLB, $0.00 Additional Features CHT, $0.00 CRT, $0.00 DB00O, $0.00 GSMUSAELA, $0.00 OFFGSM79O, $0.00 UNLMSGSO, $0.00 LLGUNLB, $0.00 LLFA75B, $75.00 Customers without a valid tax-exempt status will be charged applicable taxes. Monthly Charges do not include certain fees such as Federal Universal Service Charges or Regulatory Cost Recovery Fees. Visit www.wireless.att.com/cell-phone-service/additionalcharges for estimates. If you purchased an iPhone, you also agree that using it acts as acceptance of Apple and third-party terms and conditions, available at www.apple.com/legal/sla/. If activation has not been completed within seven days after shipment, AT&T will complete it automatically. Your monthly charges begin once your line is activated. Thank you, AT&T att.com PLEASE DO NOT REPLY TO THIS MESSAGE All replies are deleted automatically. ©2025 AT&T Intellectual Property. All rights reserved. AT&T, the AT&T logo, and all other marks are trademarks of AT&T Intellectual Property or its affiliates. Privacy Policy • Legal Policy Center ZPRA_C025EH

Bottom line

If you’re hunting for the promo in the installment email, you’re looking in the wrong place. The installment email is the terms + financing. Promotions show up later as credits on billing.

Want me to confirm your exact promotion eligibility before you order? See the promos here: AT&T Business Promotions

Contact Curtis Matthews

Best path: Use Curtism.com (not DMs). I’ll confirm eligibility and handle the order end-to-end.

AT&T Business Installment Agreement — FAQ

Do AT&T business agreements show promotions or trade-in credits?

No. These emails never include promotional offers, trade-in credits, BYOD bonuses, or free-device deals. They only confirm device financing and baseline features.

Why doesn’t the agreement show my plan name?

The installment agreement focuses on payment terms, not plans. For plan info and tiers (e.g., Advanced vs. Premium), see AT&T Business Custom Plans or your account portal.

Where can I verify that my promotions and credits are applied?

I verify them before activation and again on your first invoices. If you ordered with me, I confirm every credit and escalate missing items until they post.

What do codes like LLGUNLB or LLFA75B mean?

They are internal feature/plan codes. For example, LLGUNLB relates to a data feature on Unlimited Your Way; LLFA75B reflects a $75 line feature/charge. They are not the plain-English plan names you expect to see.

Is “Retail Installment Agreement” only for consumers?

No. AT&T uses that legal name for both consumer and business device financing. It doesn’t mean your account is consumer-grade.

How do you protect my business during ordering?

I act as your one point of contact. I review plan tiers, confirm pricing, track promotions, and resolve issues with AT&T so your bill matches what we approved. Contact me to set this up.

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